It's time for a new normal...
Haven't been in much of a mood to blog....but a lot of good things happened today and everyone loves to hear about good news, right?
It's been two weeks since the lay-off and Robbie and I have been sad, hurt, relieved, optimistic, pessimistic and everything in between. It has been the longest two weeks.
Robbie's interview on Friday went so well that they offered him the job. Today, Robbie officially accepted the position and will start work on Monday the 26th. In the meantime, our search for a second vehicle has begun and honestly, I have worried more about this then Robbie finding a job.
I absolutely hate to borrow money - and I don't care who I am borrowing it from, my parents or the bank. Many of you know that Robbie and I have had a challenging time adjusting financially to Kansas City. We had good jobs in OKC and a house we loved. Moving here changed all of that dramatically. The first year here was specifically difficult b/c I had such a hard time finding a job that was right for me. We were faced with either eviction, going back to OKC with our tails between our legs or choosing to live off of credit cards.............ouch. And now, we are paying for it. So - going to the bank to face my credit score and my borrowing capabilities felt like facing a firing squad.
The best thing about this last two weeks has been that I have prayed and prayed and prayed.
So, I prayed some more........Lord, please let us meet all of the right people today at the bank.
And we did. Our plan was simple: find out what we could do about getting enough money to buy a decent car. Today I am thankful for Marci at Bank of America and our ability, for the last two years, to take getting out of debt very seriously. I had almost convinced myself that our credit was ruined and we would never again own a home and then Robbie saw the magic number displayed in front of Marci. My FICO score.
Understand this - I don't go into ANYTHING without researching everything I can about it. (I owe this little anal retentive gem to my dad!) This included the reality of having to face this three digit number. Robbie and I got his credit report yesterday online BEFORE going to the bank, but because of some unknown reason, I was unable to get mine. Now, legally, Marci was not allowed to disclose my FICO score so when Robbie saw it and asked her about it she confirmed that what he saw was indeed the number - but she added that she couldn't tell it to us. With this she looked at me and said confidently that she felt we would have no problem getting a loan for a vehicle and, when we were ready, a house.
I could have cried. (and later I did :)
So, this week can be summed up in one word. Well, maybe two:
Relief and Thankfulness
The next hurdle will be finding the right car and I know this too will fall into place.
Thank you everyone for the support and well wishes. We are on the road to our new normal...and I am glad that each one of you are traveling this road with us.
It's been two weeks since the lay-off and Robbie and I have been sad, hurt, relieved, optimistic, pessimistic and everything in between. It has been the longest two weeks.
Robbie's interview on Friday went so well that they offered him the job. Today, Robbie officially accepted the position and will start work on Monday the 26th. In the meantime, our search for a second vehicle has begun and honestly, I have worried more about this then Robbie finding a job.
I absolutely hate to borrow money - and I don't care who I am borrowing it from, my parents or the bank. Many of you know that Robbie and I have had a challenging time adjusting financially to Kansas City. We had good jobs in OKC and a house we loved. Moving here changed all of that dramatically. The first year here was specifically difficult b/c I had such a hard time finding a job that was right for me. We were faced with either eviction, going back to OKC with our tails between our legs or choosing to live off of credit cards.............ouch. And now, we are paying for it. So - going to the bank to face my credit score and my borrowing capabilities felt like facing a firing squad.
The best thing about this last two weeks has been that I have prayed and prayed and prayed.
So, I prayed some more........Lord, please let us meet all of the right people today at the bank.
And we did. Our plan was simple: find out what we could do about getting enough money to buy a decent car. Today I am thankful for Marci at Bank of America and our ability, for the last two years, to take getting out of debt very seriously. I had almost convinced myself that our credit was ruined and we would never again own a home and then Robbie saw the magic number displayed in front of Marci. My FICO score.
Understand this - I don't go into ANYTHING without researching everything I can about it. (I owe this little anal retentive gem to my dad!) This included the reality of having to face this three digit number. Robbie and I got his credit report yesterday online BEFORE going to the bank, but because of some unknown reason, I was unable to get mine. Now, legally, Marci was not allowed to disclose my FICO score so when Robbie saw it and asked her about it she confirmed that what he saw was indeed the number - but she added that she couldn't tell it to us. With this she looked at me and said confidently that she felt we would have no problem getting a loan for a vehicle and, when we were ready, a house.
I could have cried. (and later I did :)
So, this week can be summed up in one word. Well, maybe two:
Relief and Thankfulness
The next hurdle will be finding the right car and I know this too will fall into place.
Thank you everyone for the support and well wishes. We are on the road to our new normal...and I am glad that each one of you are traveling this road with us.
Comments
Anyway, enough communication and estrogen - cool story, great suspense, so what was your score? (You do not have to answer that.) I think you should go w/ a sweet scooter - electric or gas? Or better yet, a motorcycle and sidecar, definately has to have the sidecar.
Kyle
I know this has been an emotional time for you guys but I'm really happy that everything is working out so well and quickly.
How ironic Kyle would mention a scooter. I think he may be channeling psychic insights into your life via blog. Weird. Anyway, we saw a Vespa today and thought of Robbie then promptly thought that would a crappy way to commute to Leawood everyday.
It was good to talk to and catch up with Robbie yesterday. I know you probably have a busy birthday weekend coming up but you know I’ll be talking to you then.
Kyle - Thank you for many things, for being such a great new friend to our great old friends Brent and Melissa, (and of course Ally!) and for praying for Robbie and I. I toiled about how much info to give in my blog, b/c afterall, everyone hates to talk, think or admit financial woes.....but that is EXACTLY why I decided to talk about it. I know so many people face similar challenges everyday - it actually helps to know others understand how debilitating it can be. (By the way, my FICO score is very good ;)
I seriously should blog about how prayer....praying for your self, for each other, knowing others are praying for you....all of it makes such a huge impact. Thank you.
Also, if you were to start your own blog and the responses you give to others deteriorate in number and thought, I would be sorely disappointed. You obviously have a knack for writing, but it seems to be a way of giving to others. All this from some stranger in KC!
And finally, Robbie would love a scooter - he has been wanting one for quite some time. We were hoping he would find a job downtown or close to downtown where we live. Unfortunately, but fortunately, the job that came through is about 30 minutes away. I wonder how long it would take him to get there on a scooter? : )
Wis - I am so sorry I missed you guys the other night. I seem to miss a lot because of being tired!! I look forward to chatting with you.